About IncomeWise

IncomeWise is a budget app and income split planner built on one idea: budgeting fails when logging money is a chore. So the fastest way to add an expense is to say it, the second fastest is to photograph the receipt, and the app does the planning — splitting your income, suggesting budgets and projecting your goals — from what you log.

Private by design

IncomeWise never asks for your bank login. There is no Plaid, no account aggregation and no read access to your bank. There are no ads and no third-party tracking scripts, and your data is never sold. You can delete your account and everything in it at any time, from Settings or from the account deletion page.

Built for more than one country

Most budgeting apps assume a US bank account. IncomeWise works in 11 currencies — including the Pakistani rupee, Saudi riyal, UAE dirham and Indian rupee — and its interface is available in English, Urdu and Arabic, with a full right-to-left layout.

Honest pricing

Tracking, voice entry, receipts, budgets and the dashboard are free with no time limit. Premium, for $3 a month, adds savings goals, bill, loan and subscription trackers, an AI advisor powered by Anthropic’s Claude and a business workspace. See pricing.

Who builds it

IncomeWise is designed and built by CodeCraftsman, an independent software developer, and has been in development since 2024. Questions, feedback and security reports go to support@incomewise.app.

Not financial advice

IncomeWise helps you organise and understand your own money. It is not a bank, does not hold or move funds, and its AI advisor is not a licensed financial adviser. For investment, tax or legal decisions, speak to a qualified professional.