Savings goal tracker that tells you when you’ll get there
IncomeWise savings goals answer the question every saver asks: when will I actually get there? Each goal has a target and an optional deadline; IncomeWise measures how much you typically save, shares it across your goals by urgency, and projects when each one will be reached — and whether a deadline is on track.
What you get
A real timeline
Projections come from your completed months, not this month’s first week, so they don’t swing wildly.
Shared by urgency
A goal due in two months gets a bigger share than one due in two years — in proportion to what each needs per month.
Fund from what’s really there
The fund-goal suggestion never exceeds what you have available this month.
Contributions stay in sync
Money put into a goal is recorded as a transaction; edit or delete it and the goal adjusts.
How it works
- 1
Create a goal: a name, a target amount and, if you like, a deadline.
- 2
Use Fund Goal to move money from this month’s savings into it.
- 3
Follow the projection — on track, or how much more per month it needs.
Why deadlines matter
A goal without a date competes with everything else and usually loses. A deadline turns it into a monthly amount, which is something you can plan for. IncomeWise uses your deadlines when it suggests budgets, trimming flexible spending when a goal would otherwise fall behind.
Frequently asked questions
How does IncomeWise predict when I will reach a goal?
It measures what you typically save — from up to three completed months, most recent weighted most — shares that across your active goals by how much each needs per month, and divides what is left to save by each goal’s share.
Can I have several savings goals?
Yes, as many as you like; each gets its share of your saving capacity.
Are savings goals free?
Savings goals are part of IncomeWise Premium, at $3 a month.
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