IncomeWise

Smart finance, on every device

Free

Voice expense tracker: say it and it’s logged

IncomeWise turns a spoken sentence into a transaction. Tap the microphone, say "spent 40 on groceries", and the amount, category and date are filled in for you to confirm. Logging an expense takes about three seconds, which is the difference between tracking every expense and giving up in week two.

What you get

One sentence, every field

Amount, type (expense, income or investment), category and date are read from what you say: "paid 1200 rent yesterday" lands on yesterday’s date.

You confirm before it saves

The sentence fills the add-transaction form; nothing is saved until you tap save, so a misheard number never slips into your books.

Categories that learn

If you correct a category once, the suggestion learns from it. The more you log, the fewer taps it takes.

Navigate by voice too

"Go to analytics" or "open my bills" jumps straight to that screen.

How it works

  1. 1

    Tap the microphone button, in your browser or in the app.

  2. 2

    Say the transaction, for example "spent 40 on groceries" or "received 5000 salary".

  3. 3

    Check the filled-in form and save.

Why voice entry makes budgeting stick

Most people stop budgeting because entering every purchase is tedious, not because they stop caring. Typing an amount, picking a category from a long list and setting a date takes 20 to 30 seconds. Saying a sentence takes three.

IncomeWise is built around that. The fastest way to log is to speak, the second fastest is to photograph the receipt, and typing is always there for everything else.

What you can say

Voice commands are understood in English: "spent 40 on groceries", "paid 1200 rent yesterday", "received 5000 salary", "invested 500 in gold". The interface itself is also available in Urdu and Arabic.

On the web, voice entry uses your browser’s speech recognition (Chrome, Edge and Safari support it). In the Android and iPhone apps it uses the phone’s own speech recogniser.

Frequently asked questions

Is the voice expense tracker free?

Yes. Voice entry is part of the free plan, with no limit on how many transactions you log.

Which languages does voice entry understand?

Spoken commands are understood in English. The app’s interface is available in English, Urdu and Arabic.

Does IncomeWise record or store my voice?

No audio is stored by IncomeWise. Speech is turned into text by your browser or phone, and only the text is used to fill in the form.

What if it mishears the amount?

Nothing is saved automatically. The sentence fills the form, you check it, and you save — so you can fix any field first.

Related guides

More features

Use the voice expense tracker free

Free forever for the essentials. No card, no bank login.