IncomeWise

Smart finance, on every device

Premium · $3/month

Small business finance: invoices, payroll and inventory in one place

IncomeWise includes a complete business workspace for freelancers and small businesses: revenue and expenses, invoices and clients, payroll, inventory and an AI CFO that reviews the numbers. Run several companies from one account, each with its own books, alongside your personal finances.

What you get

Invoices and clients

Create invoices, follow what is paid and what is outstanding, and keep a client list.

Payroll

Employees and payroll runs, so salaries are recorded as they are paid.

Inventory

Stock items with quantities, and alerts when something runs low.

AI CFO

An AI review of revenue, costs and cash for each company.

How it works

  1. 1

    Create a company in the Business workspace.

  2. 2

    Record revenue and expenses, raise invoices and add clients.

  3. 3

    Add employees, stock and payroll as the business needs them.

Business and personal, kept apart

Mixing business and personal money is the most common bookkeeping mistake small owners make. In IncomeWise each company has its own books, separate from your personal budget, but both are one sign-in away.

Frequently asked questions

Can I manage more than one business?

Yes. The business workspace supports multiple companies, each with separate books.

Is the business workspace free?

It is part of IncomeWise Premium, at $3 a month.

Does IncomeWise replace an accountant?

No. It keeps your records organised and clear; tax filing and formal accounts should still be checked by a professional.

Related guides

More features

Get the small business finance with Premium

Start free, then upgrade for $3 a month when you want the full toolkit. Cancel any time.