Free budget calculators
Quick answers to the money questions people ask most — no sign-up, nothing stored. Each calculator explains its formula with a worked example.
Income split calculator
Free income split calculator: divide your monthly salary into needs, lifestyle, savings and investments with a preset or your own percentages.
Open calculator50/30/20 budget calculator
Free 50/30/20 calculator: enter your take-home pay and see exactly how much goes to needs, wants and savings each month and each year.
Open calculatorLoan calculator
Free loan calculator: work out the monthly instalment, total interest and total repayment for any loan amount, interest rate and term.
Open calculatorSavings goal calculator
Free savings goal calculator: find how much to save each month to reach a target by a date — or how long it takes at the amount you can save.
Open calculatorTurn the numbers into a plan
IncomeWise keeps your split, budgets and goals up to date as you log money — free.