Free

Multi-currency budget app, in English, Urdu and Arabic

IncomeWise works in 11 currencies — US dollar, euro, pound, Saudi riyal, UAE dirham, Pakistani rupee, Indian rupee, Canadian and Australian dollars, Japanese yen and Swiss franc — and its interface is available in English, Urdu and Arabic with a full right-to-left layout. Separate finance profiles let you keep, say, a household budget in PKR and a freelance budget in USD.

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What you get

11 currencies

USD, EUR, GBP, SAR, AED, PKR, INR, CAD, AUD, JPY and CHF, with whole-number display if you prefer it.

Urdu and Arabic

The whole app, including the AI advisor’s answers, in Urdu or Arabic, laid out right to left.

Separate profiles (Premium)

Personal, household or freelance books, each with its own currency and income split.

Made for local life

Bills, informal loans to family and friends, and rupee or riyal amounts work the way you expect.

How it works

1
Choose your currency in Settings.
2
Switch the language to Urdu or Arabic from the settings menu.
3
Add more profiles for other currencies or households (Premium).

A budget app for Pakistan, Saudi Arabia, the UAE and India

Most budgeting apps assume a US bank account and US dollars. IncomeWise assumes neither: entry is manual, voice or by receipt, so it works with any bank, any cash and any currency in the list — and the Urdu and Arabic interfaces make it usable by the whole family.

Frequently asked questions

Does IncomeWise support Pakistani rupees and Saudi riyals?

Yes. PKR, SAR, AED and INR are supported alongside USD, EUR, GBP, CAD, AUD, JPY and CHF.

Is IncomeWise available in Urdu and Arabic?

Yes. The interface is available in English, Urdu and Arabic, with a right-to-left layout for Urdu and Arabic. Voice commands are understood in English.

Can I use two currencies at once?

Each finance profile has one currency. With Premium you can create several profiles, for example one in PKR and one in USD.